Inter Hannover underwrites risks in many countries across the world. Within the EU and EEA, Inter Hannover can write business on a freedom of services basis. Inter Hannover also holds a variety of licences outside the EU and writes business through its branch offices in Australia, Canada, Sweden and the UK.

Europe

Inter Hannover can write business in the following territories:

Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Lichtenstein, Lithuania, Luxembourg, Malta, the Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, UK

The Americas

Through its Canadian branch Inter Hannover is authorised at a Federal and Provincial level to provide the following classes of business: Accident and Sickness, Aircraft, Automobile, Boiler & Machinery, Fidelity, Liability, Marine, and Property.

In the United States Inter Hannover is registered under the name International Insurance Company of Hannover SE as a foreign insurer approved to write business on an excess and surplus lines basis, i.e. where insurance of a risk is offered to insurers in the state first, before the broker may seek cover from insurers outside the state. On this basis the company is able to write insurance in all US states and affiliated territories.

Being registered as a foreign non-resident cross border reinsurer in several other American territories Inter Hannover is also permitted to write reinsurance business in:

  • Caribbean: Dominican Republic
  • Central America: Guatemala and Nicaragua
  • South America: Colombia, Mexico and Paraguay

Asia

In Asia, Inter Hannover has licenses to underwrite risks as a foreign non-resident cross border reinsurer in India and the Philippines.

Australia

Our branch in Australia allows us to write business as a locally admitted insurer under the authorisation of the Australian Prudential Regulation Authority (APRA).

Writing on a non-admitted basis

If the territory you are considering is not mentioned above, it may still be possible to write business on a non-admitted basis (i.e. without having a license in the respective country). Some countries do allow non-admitted companies to write business with or without prior approval from the regulator or government on an individual risk basis. Inter Hannover examines on a case-by-case basis whether writing non-admitted insurance is possible for a specific risk in a specific country.